Computer All Risks/Electronic All Risk Insurance

This type of cover falls into two categories:-

  • Material damage section
  • Consequential loss section


Material Damage Section

This section provides cover for loss of or damage to the equipment from accidental causes while situated at the insured premises; it covers damages arising from impact, water damage, malicious damage, and damage due to negligence or carelessness.

 Consequential Loss Section

This section covers loss of revenue or additional expenses in using alternative facilities, as well as cost of recompiling lost data.